How Much Does Telehealth Cost in 2026?
Real pricing for virtual doctor visits, urgent care telehealth, and on-demand medical consultations.
Average Monthly Cost
$30 – $80/month (membership) or $40–$100/visit
Starting At
Starting at $0 (with qualifying insurance)
Telehealth visit costs range from $0 to $100+ depending on your insurance, the type of visit, and the platform. Urgent care telehealth visits average $40–$75 without insurance. Primary care virtual visits cost $50–$100 per visit without insurance. With insurance, your cost may be a standard copay of $10–$40.
Cost by Program Type
Urgent Care / On-Demand
$40 – $75/visit
Single-issue urgent care consultations. Colds, infections, minor injuries. No appointment needed on most platforms.
Primary Care Membership
$15 – $50/mo
Monthly subscription for unlimited or frequent primary care virtual visits. Good for people with ongoing health needs.
Specialist Consultation
$75 – $200/visit
Specialist visits (dermatology, psychiatry, cardiology). Varies significantly by specialty and platform.
Insurance Coverage
Medicare
Medicare covers many telehealth services at the same rate as in-person visits. Applicable services expanded significantly during and after COVID.
Medicaid
Medicaid covers telehealth in all 50 states. Coverage scope varies by state.
Private Insurance
Most private plans cover telehealth visits with a standard copay. Check your plan for covered platforms and any network restrictions.
HSA / FSA
Telehealth consultation fees are HSA/FSA eligible.
Hidden Costs to Watch For
- Platform membership fees on top of per-visit charges
- Prescription fees (separate from consultation)
- Lab order fees if testing is recommended
How to Save Money on Telehealth
- Check if your insurance includes a free telehealth benefit (many plans do)
- Many employers offer free telehealth as part of their benefits package
- Membership plans ($15–$50/month) are cost-effective if you visit more than once a month
- Some platforms offer same-day appointments at lower rates during off-peak hours
Top Telehealth Providers by Price
Compare programs and visit the ones that fit your budget.
Frequently Asked Questions About Telehealth Costs
Sources & References
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Medical Disclaimer: The content on this site is for informational purposes only and does not constitute medical advice, diagnosis, or treatment. Always consult with a qualified healthcare provider for medical questions, treatment decisions, or emergency care. Do not disregard professional medical advice or delay seeking it based on information found here.