How Much Does Telehealth Cost in 2026?

Real pricing for virtual doctor visits, urgent care telehealth, and on-demand medical consultations.

Average Monthly Cost

$30 – $80/month (membership) or $40–$100/visit

Starting At

Starting at $0 (with qualifying insurance)

Telehealth visit costs range from $0 to $100+ depending on your insurance, the type of visit, and the platform. Urgent care telehealth visits average $40–$75 without insurance. Primary care virtual visits cost $50–$100 per visit without insurance. With insurance, your cost may be a standard copay of $10–$40.

Cost by Program Type

Tier 1

Urgent Care / On-Demand

$40 – $75/visit

Single-issue urgent care consultations. Colds, infections, minor injuries. No appointment needed on most platforms.

Tier 2

Primary Care Membership

$15 – $50/mo

Monthly subscription for unlimited or frequent primary care virtual visits. Good for people with ongoing health needs.

Tier 3

Specialist Consultation

$75 – $200/visit

Specialist visits (dermatology, psychiatry, cardiology). Varies significantly by specialty and platform.

Insurance Coverage

Medicare

Medicare covers many telehealth services at the same rate as in-person visits. Applicable services expanded significantly during and after COVID.

Medicaid

Medicaid covers telehealth in all 50 states. Coverage scope varies by state.

Private Insurance

Most private plans cover telehealth visits with a standard copay. Check your plan for covered platforms and any network restrictions.

HSA / FSA

Telehealth consultation fees are HSA/FSA eligible.

Hidden Costs to Watch For

  • Platform membership fees on top of per-visit charges
  • Prescription fees (separate from consultation)
  • Lab order fees if testing is recommended

How to Save Money on Telehealth

  • Check if your insurance includes a free telehealth benefit (many plans do)
  • Many employers offer free telehealth as part of their benefits package
  • Membership plans ($15–$50/month) are cost-effective if you visit more than once a month
  • Some platforms offer same-day appointments at lower rates during off-peak hours

Top Telehealth Providers by Price

Compare programs and visit the ones that fit your budget.

1
MDVIPEditor Recommended
Best and Recommended Primary Care Provider|
9.6
|People who want concierge-style continuity with one care team
2
Ro.coVery Good
Comprehensive Telehealth Care|
9.3
|People seeking comprehensive telehealth primary care with fast service
3
Sesame CareNo Membership Required
Specialized in All Disciplines|
9.1
|People seeking flexible, no-membership primary care visits
4
Tuyo HealthLabs Included
Leading PCP Telehealth|
8.9
|People who want bundled virtual primary care and lab support

Frequently Asked Questions About Telehealth Costs

Urgent care telehealth visits average $40–$75 without insurance. Primary care visits typically cost $50–$100. Specialist telehealth consultations range from $75–$200.
Generally yes. Telehealth urgent care averages $40–$75 vs. $100–$200 for an in-person urgent care visit. Primary care telehealth visits ($50–$100) are also typically cheaper than office visits.
Yes, most major insurance plans cover telehealth visits, often with the same copay as an in-person visit. Always verify that your telehealth provider is in-network.

Sources & References

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Medical Disclaimer: The content on this site is for informational purposes only and does not constitute medical advice, diagnosis, or treatment. Always consult with a qualified healthcare provider for medical questions, treatment decisions, or emergency care. Do not disregard professional medical advice or delay seeking it based on information found here.