How Much Does Online Primary Care Cost in 2026?
Pricing for virtual primary care visits, concierge memberships, and how insurance covers telehealth.
Average Monthly Cost
$50 – $120/month (membership) or $50–$100/visit
Starting At
Starting at $0 (with insurance)
Online primary care visit costs range from $0 (with insurance) to $100+ per visit without insurance. Direct primary care (DPC) memberships run $50–$150/month for unlimited visits. Concierge telehealth memberships cost $30–$100/month. This guide covers all options from single visits to full membership programs.
Cost by Program Type
Per-Visit / On-Demand
$50 – $100/visit
Single issue consultations without a subscription. Best for infrequent care needs.
Primary Care Membership
$30 – $100/mo
Monthly plan with regular virtual visits, prescription management, and ongoing care coordination.
Concierge / DPC
$100 – $300+/mo
High-access primary care with same-day availability, direct physician contact, and comprehensive coordination.
Insurance Coverage
Medicare
Medicare covers telehealth primary care visits. Many providers accept Medicare for virtual visits.
Medicaid
Telehealth primary care is covered in all 50 states under Medicaid.
Private Insurance
Most private plans cover telehealth primary care with a standard copay. Check that your provider is in-network.
HSA / FSA
Telehealth consultation fees and prescription costs are HSA/FSA eligible.
Hidden Costs to Watch For
- Lab order fees separate from consultation
- Specialist referral processing fees
- After-hours or urgent surcharges on some platforms
How to Save Money on Online Primary Care
- Check if your employer provides free telehealth benefits through your health plan
- DPC (direct primary care) memberships often include labs and medications at cost, saving significantly vs. traditional care
- Community health centers offer income-based sliding scale fees
Top Online Primary Care Providers by Price
Compare programs and visit the ones that fit your budget.
Frequently Asked Questions About Online Primary Care Costs
Sources & References
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